Compare Car Insurance Quotes for Texas
Car insurance is one of the most important policies you can own. If you are like most motorists, you are concerned about your auto insurance rates. Here in Texas, we have minimum insurance requirements for all automobiles. Your Hempkins Insurance agent can help you determine if this minimum coverage is appropriate for your needs and will cover the risks you and your family members may encounter on the road.
Obtaining coverage that is right for you and your family is important because no two drivers and no two households are alike. And when you have adequate insurance, that protection can help you recover financially in the event of an accident, damage to your vehicle, auto theft, personal injury resulting in medical expenses, rehabilitation, lost wages and more.
How Car Insurance Helps You Prepare for the Future
While it is never pleasant to think about bad things happening, we like to help our community to “plan for the best, but prepare for the worst.” This philosophy carries through everything we do and helps us to maintain happy clients who feel protected, and have knowledgeable yet personal assistance anytime they need to file a claim.
Some of the many options available to you include:
- Bodily injury liability – for injury to others when you are at fault.
- Property damage liability – for property damage when you are at fault.
- Personal injury protection – for your own and/or your passenger’s medical expenses and loss of income.
- Collision – for a crash, collision, or upset of your covered automobile.
- Comprehensive (other than collision) coverage – for losses from fire, theft, storm, etc.
- Uninsured/underinsured motorist – if the other driver is not insured or is underinsured.
- Emergency roadside assistance and towing service.
- Car rental reimbursement.
It is our hope that you never need your car insurance; however, if you are involved in an accident, we want to make sure you have the coverage needed to provide financial protection for you and your family.
Quotes and Coverage for All of Your Vehicles
Many auto owners have cars, trucks and other vehicles they need to insure. We can assist you with coverage for your trucks, recreational vehicles and all of your outdoor toys, including motorcycles and boats. Ask us about bundling your vehicle policies together with your home or renter’s policy, as discounts are typically available for multiple coverages.
If you are a business owner, or you drive a commercial vehicle, we can help you with a commercial vehicle insurance policy to ensure that you are covered for liability, bodily injury and property damage while driving for business.
You can learn more about auto insurance and how to save on your premiums from our Auto Insurance FAQ.
Personalized Texas Car Insurance Quotes
Someone is always available for you at Hempkins Insurance, and we welcome the opportunity to discuss your coverage needs and options, and provide the quotes you need. Please contact our insurance agency in Allen or Denison, TX, anytime for personal assistance with your auto coverage.